Neighbors Helps
Annuities
Grow your retirement savings with protection — so market swings don't derail your future.
What is a Fixed Indexed Annuity?
A Fixed Indexed Annuity (FIA) is a retirement savings vehicle that earns interest linked to a market index — like the S&P 500 — while protecting your principal from market losses. Your money grows when markets go up, and stays protected when they go down.
- Your principal is protected — you can't lose what you put in
- Growth is linked to a market index with a built-in floor at zero
- Can create a guaranteed income stream you can't outlive
- Tax-deferred growth — you don't pay taxes until you withdraw
- Ideal for people within 5–15 years of retirement
"An annuity isn't about getting rich. It's about making sure you can't go broke in retirement — and that's a powerful thing."
— Teresa Neighbors, Licensed AgentYour next step